Expense Management + Net Worth
Smart goals, Safety nets, simple starts
Nikhil Sharma
ex-Goldman Sachs · Risk Analyst · 5 yrs · ₹60,000 Cr+
What you'll learn
What students are saying
What you'll master in
5 modules. Each builds on the last.
Net Worth Deep Dive
Assets vs liabilities — calculated properly. Why your car, furniture, and gadgets aren't assets.
Expense Anatomy
30-day tracking framework. Categorise every rupee. Find the bottom 20% of expenses adding zero value.
The Lifestyle Tax
Why the guy at ₹25L with an XUV700 has the same anxiety as the guy at ₹8L. The gap is what matters.
Thoughtful Enjoyment
Spend extravagantly on what you love. Cut mercilessly on what you don't. The framework for both.
Your Financial Dashboard
A simple monthly snapshot. Tools, templates, and AI prompts to automate the boring parts.
What you walk away with
You'll walk away with 5 calculated numbers — on paper, for your life. The foundation everything else builds on.
Meet your instructor
Learn from someone who did this for a living
Nikhil Sharma
Co-Founder, CashFlowCrew
Nikhil spent 5+ years at Goldman Sachs managing risk for mutual fund and hedge fund portfolios worth over ₹65,000 Crore. His job was finding problems in portfolios BEFORE they cost money.
The tools he used daily — overlap analysis, risk-adjusted metrics, benchmark deviation tracking — weren't secret. The frameworks were publicly documented. His mission is to make these same tools accessible to every Indian investor.
Career Timeline
Pricing
Invest in your financial future
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₹499
One-time payment
7-day money-back guarantee
₹6,286
₹3,999
One-time payment · 1-year membership
100% money-back guarantee on your first course
Keep Learning
2 more beginner-level courses
6 Ratios + Emergency Fund
The 6 financial ratios that predict your financial future — emergency fund, debt-to-income, investment rate, insurance coverage, FIRE number. Calculated for your life. No jargon.
Beginner's Investment Masterclass
If you're starting from zero, start here. The foundation everything else builds on. From first principles.
100% Money-Back Guarantee
If you go through the course and genuinely feel like you didn't learn anything useful — email us within 7 days. Full refund. No questions asked.
Group doubt-clearing
Live group session included with every course. Ask anything about the content. Session dates notified over email.
included free ✓1-to-1 mentoring session
45 min with Nikhil. Understand your financial concepts better. Clarify your thinking on asset allocation, risk, and strategy. Educational guidance — not investment advice.
this is an educational mentoring session, not investment advisory
Ready?
Take the first step towards mastering your finances. Join thousands of students who have transformed their financial future.
7-day money-back guarantee
Frequently Asked Questions
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